Get information and resources about mental health care protections, screening, treatment, and support and intervention.
If you or anyone you know is experiencing suicidal crisis or emotional distress, reach out for help.
988 Suicide and Crisis Lifeline: Call or text 988—for English or Spanish—to connect to trained counselors in the National Suicide Prevention Lifeline network. For TTY users, use your preferred relay service or dial 711 and then 988. Lifeline Chat also connects you to counselors for emotional support and other services via web chat.
SAMHSA’s National Helpline: Call 1-800-662-HELP (4357) for free, confidential, 24/7, 365-day-a-year treatment referral and information services in English and Spanish. For deaf or hard-of-hearing individuals, dial 1-800-487-4889.
Crisis Text Line: Text HOME to 741741 for anonymous and free crisis counseling 24/7.
Your Mental Health Care Protections
The Affordable Care Act, the Mental Health Parity and Addiction Equity Act, and Medicaid expansion provide essential federal protections for mental health care. These standards ensure that mental health services are a standard part of most insurance plans.
If you have a Marketplace or Medicaid plan, these protections are in place to support mental health care:
- Plans should cover care such as therapy, counseling, and hospital stays.
- Plans cannot deny coverage or charge more because of a past or current mental health condition.
- Costs for mental health care, such as co-pays or visit limits, cannot be more restrictive than costs for physical medical care.
Some of these federal protections are evolving, and adoption and enforcement often takes place at the state level. Use these resources and tips to navigate changing insurance rules and help identify your current coverage options:
- FindSupport.gov: Learn how to use your insurance and start a conversation about your mental health.
- FindTreatment.gov: Locate care providers and facilities that accept your insurance or offer low-cost options.
- HealthCare.gov: Review how federal protections apply to mental health and substance abuse coverage in Marketplace plans.
- Medicaid.gov: Explore out how federal protections for mental and behavioral health care apply to Medicaid and the Children’s Health Insurance Program (CHIP) programs. Be aware that some states have their own names for their Medicaid and CHIP programs. Find out what Medicaid and CHIP program names in your state.
- Contact your insurance provider to verify the specific coverage options and limits in your plan.
Mental Health Screening
Adults can help support the mental health of adolescents by connecting them to the services they need. Clinical preventive services for adolescents include screenings in five areas to identify any mental health concerns: alcohol use, child maltreatment, depression, illicit drug use, and suicide risk. Health insurance plans generally cover these screening services without out-of-pocket costs.
Learn more about mental health screening
- Get Your Teen Screened for Depression | MyHealthFinder
- Illicit Drug Use in Children, Adolescents, and Young Adults: Primary Care-Based Interventions | U.S. Preventive Services Task Force
- Screening for Anxiety in Children and Adolescents | U.S. Preventive Services Task Force
- Screening for Depression and Suicide Risk in Children and Adolescents | U.S. Preventive Services Task Force
- Unhealthy Alcohol Use in Adolescents and Adults: Screening and Behavioral Counseling Interventions | U.S. Preventive Services Task Force
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